feat(auth): instance-owner gate — owner store, JWT sessions, setup/login UI (onboarding M1+M2)
lib/owner: argon2id credential store, HS256 access/refresh pair with kid,
hashed-jti session store, throttler (5 free failures then 4^n backoff).
handlers/auth: /api/auth/* + RequireSession/CSRF/GateWebSocket middleware;
every /api/* route is now gated (428 in setup mode). --reset-owner recovery.
Frontend: AuthScreen (setup/login), useAuth gate hook, gated data hooks +
single-flight silent refresh, Owner account section in settings.
spec.yaml documents the full surface.